APRIL MyHEALTH Thailand
Thailand-specific international cover for foreigners, Thai nationals and permanent residents, with modules that can differ for each family member.
Plan matrix
| Module | Essential | Extensive | Elite |
|---|---|---|---|
| Hospital and surgery annual limit | THB10m | THB32.75m | THB65.5m |
| Outpatient | Optional; three benefit levels | ||
| Maternity | THB163,750 | THB327,500 | THB491,250 |
| Dental/optical | Optional; not available with the Core-only configuration | ||
Maternity is limited to women aged 19–45 selecting Extensive or Elite hospital cover with nil deductible and outpatient cover. Exact benefit conditions remain in the Thailand schedule.
Cover structure and services
Hospital cover includes inpatient expenses, standard private room, outpatient surgery and cancer treatment. Evacuation, repatriation and assistance are included up to THB32.75m. APRIL publishes cashless access worldwide and to 4,500 facilities in Asia, unlimited TeleHEALTH and Second Medical Opinion, and digital claim submission.
Application and limitations
Applications use a medical questionnaire; APRIL also links FMU and CPME forms. Outpatient coinsurance can apply outside the Panel Network and is waived inside it. Thirty days of sudden-illness or injury cover applies outside the selected area, subject to the out-of-area benefit. The policy schedule and terms govern exclusions, underwriting and pre-authorisation.
Compare how APRIL underwrites pre-existing conditions with seven other insurers: moratorium, CPME, age limits and high blood pressure, from each insurer's own documents.
Official source
APRIL MyHEALTH Thailand, including its current brochure, benefit schedule and terms links.
Living in Singapore rather than Thailand? See APRIL MyHEALTH Singapore health insurance.
Compare after reviewing the plan
Request personalised terms across international insurers.
No average approval time or named hospital partnership is asserted.