APRIL MyHEALTH Singapore
Singapore-specific modular insurance underwritten by Sompo Insurance Singapore Pte. Ltd. and administered by APRIL Singapore Pte Ltd.
Plan matrix
| Benefit | Essential | Extensive | Elite |
|---|---|---|---|
| Hospital/surgery annual limit | SGD2m | SGD4m | SGD6m |
| Optional outpatient | SGD7,000 | Full cover | Full cover |
| Optional maternity | SGD7,000 | SGD13,500 | SGD20,000 |
| Evacuation/repatriation | Up to US$1m | ||
Eligibility and underwriting
Foreigners, Singapore nationals and permanent residents may apply. FMU and CPME applications are accepted through age 65; moratorium applications through age 45. APRIL describes lifetime renewal. FMU requires full medical-history disclosure; moratorium may reconsider pre-existing conditions after two treatment- and symptom-free years; CPME requires an approved previous insurer.
Claims and limitations
APRIL publishes digital claim submission, cashless worldwide hospital access and 4,500 Asian facilities. Outpatient coinsurance is waived within its Panel Network. Dental/optical and maternity are optional; the benefit schedule and policy terms govern waits, exclusions and pre-authorisation.
Official source
APRIL MyHEALTH Singapore, including current benefit schedule, terms and underwriting forms.
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No average approval time or named hospital partnership is asserted.