Powered by Nomi · 23 insurers

Every insurer, compared in one conversation.

IPMIcompare is a free comparison site for international private medical insurance: Nomi, our AI assistant, quotes 23 insurers live, ranks every plan on real price and explains the cover in plain English. No forms, no jargon — just the right plan, fast.

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★ Best price
Budget
IMG Global · GPMI
$1,208 /yr
Worldwide excl. USA
Limit: $2,000,000
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✗ Not included
Maternity✗ Not included
Get this plan →
Standard
Cigna Global · Silver
$1,612 /yr
Worldwide excl. USA
Limit: $1,500,000
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✓ Included
Maternity✗ Not included
Get this plan →
Premium
Allianz Care · Care Plan
$1,890 /yr
Worldwide excl. USA
Limit: Unlimited
Inpatient✓ Included
Outpatient✓ Included
Dental & Optical✓ Included
Maternity✓ Included
Get this plan →
Comparing the market from + 20 more insurers
What you walk away with

Better cover, for less — without the hassle.

$9k+

You stop overpaying

The same cover can cost $1,208 or over $10,000. Nomi puts you at the low end — not the high end one broker happens to sell.

~60s

You decide in minutes

No forms, no five browser tabs, no phone tag. One short conversation and the whole market is ranked in front of you.

355,000

You miss nothing

Nomi compares 355,000 plan variations across 23 insurers — every tier, excess and area — in seconds. No human could.

Meet Nomi

Not a quote form. An expert you talk to.

Nomi · live now
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Quotes the whole market

23 insurers, live, ranked.

Compares side by side

"Compare Cigna and Allianz."

Recommends for you

Picks the best fit, explains why.

Lowers your price

Adjust the excess, go regional.

Sends it to you

Email or WhatsApp, instantly.

Hands you to a broker

Book a call with an experienced adviser.

See your number in under a minute.

Free, no obligation — just tell Nomi where you live.

Start your quote
What our clients say

People behind the comparisons, there when it matters.

IPMIcompare is run by Cogotec, the broker founded by Mo. These are clients in their own words.

I have been a client for four years. Mo has been super helpful, first in choosing the right plan, then in helping me with claims, and most importantly in being there when I need him.

Greg V.Client for four years

We were at the hospital with my son after an accident and the hospital was insisting that we pay first. We messaged Mo at 7pm on a Saturday and he made sure the insurer and the hospital were communicating, so we did not have to pay first.

Rachel P.Family client

I met Mo several years ago and my family and my business have been clients ever since. There have been issues, mainly with the insurer, but Mo has always been there to solve them.

Riaz P.Family and business client

Read more client stories

Questions, answered

What is IPMIcompare?
IPMIcompare is a free comparison site for international private medical insurance: Nomi, our AI assistant, quotes 23 insurers live, ranks every plan on real price and explains the cover in plain English.
Is it free to use?
Completely. Comparing and quoting is free with no obligation — we're paid by the insurer only if you take a policy.
Which insurers do you compare?
23 leading international insurers including AXA, Cigna, Allianz, Bupa Global, IMG and more — 355,000 plan variations in all.
Is my data safe?
Yes. We only collect what's needed to quote, never sell your data, and you deal with an experienced broker. See our Privacy Policy.
How does Nomi actually work?
Nomi is an AI assistant. It asks a few quick questions — where you live, your age, who's covered and the cover you want — then quotes the whole market live and ranks it for you in seconds. No forms.
Is this really the whole market?
We compare 23 leading international health insurers and 355,000 plan variations — the major IPMI providers, every tier, excess and area. If a plan fits your situation, Nomi will surface it.
Can I speak to a real person?
Absolutely. Whenever you want, Nomi hands you to an experienced broker who can answer questions, finalise the details and arrange your cover.
Are the prices guaranteed?
Quotes are indicative and based on what you tell Nomi. Your final premium and acceptance are confirmed by the insurer at underwriting, and can vary with your medical history and choices.
Which countries do you cover?
International private medical insurance is built for expats and globally mobile people, so we can quote cover for most countries of residence worldwide. Just tell Nomi where you live.