HCI NIMBL Health
A modular expatriate plan administered by HealthCare International and underwritten by MGEN.
Module matrix
| Module | Structure |
|---|---|
| Core | Inpatient treatment, cancer and emergency dental, up to selected annual cap |
| Outpatient | Optional; separate caps and US$0/100/300/500 deductible choices |
| Dental | Optional routine/major treatment; six-month waiting period |
| Assistance/evacuation | Optional; benefits subject to selected core cap |
| Maternity | Groups only; 12-month waiting period |
Areas, benefits and limitations
NIMBL uses geographic zones and includes up to 60 days of emergency treatment outside the selected area. Core benefits include day-patient care, organ transplant up to a US$500,000 lifetime limit, hospice/terminal care up to US$200,000 lifetime and emergency dental up to US$10,000. The plan is subject to full medical underwriting. Exact country zone, exclusions and pre-authorisation rules must be checked in the policy wording.
Claims and entity
The public product page establishes benefit structure but does not publish an end-to-end claims workflow or observed average approval time. HealthCare International is the MGA; policies are underwritten by Mutuelle Générale de l’Éducation Nationale (MGEN). HealthCare International Europe GmbH – UK Branch is an appointed representative of FCA-authorised HealthCare International Global Network Ltd.
Official source
HCI Group NIMBL Health, including its current module tables and brochure link.
Compare after selecting modules
Request the relevant zone and underwriting terms.
No network total, named hospital partnership or average approval time is asserted.