APRIL MyHEALTH UAE
Modular UAE cover for nationals, permanent residents and foreigners, underwritten by HAYAH Insurance Company P.J.S.C.
Plan matrix
| Module | Essential | Extensive | Elite |
|---|---|---|---|
| Hospital and surgery annual limit | US$1m | US$2.5m | US$5m |
| Outpatient | Included at full cover, subject to terms | ||
| Maternity Boost | Dubai US$4,000 Abu Dhabi US$6,750 | Dubai US$6,000 Abu Dhabi US$8,750 | Dubai US$8,000 Abu Dhabi US$10,750 |
| Evacuation/repatriation | Up to US$1m | ||
Networks, claims and application
APRIL publishes access to the MedNet direct-billing network of 3,200 GCC facilities and more than 12,500 facilities in Asia, plus cashless hospital access worldwide. Digital claims, claim tracking, 24/7 TeleHEALTH and Second Medical Opinion are available. Applicants complete personal details and a medical questionnaire before acceptance.
Important regional distinctions
Dubai and Abu Dhabi benefit schedules differ, including maternity limits and local minimum-cover requirements. Dental and optical treatment is optional in Abu Dhabi; applicants must select the applicable modules and network. Current emirate-specific terms govern deductibles, exclusions and pre-authorisation.
Official source
APRIL MyHEALTH UAE, including separate Dubai and Abu Dhabi schedules, network lists and terms.
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No average approval time is asserted. Published facility counts are APRIL's current figures.